✦ SINGAPORE'S #1 COE RENEWAL PLATFORM
Renew Your COE
Hassle-Free.
100% Free Service.
- Free COE Consultation
- Competitive Loan Rates
- Cars & Commercial Vehicles
Singapore’s most trusted platform for COE renewal and financing. We handle everything — you pay nothing for our service. No advice fees, no admin fees — ever.
WHY FREE
Why is this actually free?
We're paid a referral fee by the bank or finance company you choose — not by you. So we're motivated to find you the best rate, not the highest one. You never pay COEPLUS a cent, at any stage.
Simple Process
How COEPLUS Works
Get your COE renewed in 4 simple steps — completely free.
1
Submit Request
Fill in your vehicle details and COE renewal requirements online or call us.
2
Get Best Rates
We compare rates from 15+ banks and finance companies to find you the best deal.
3
Sign Documents
Review and sign the loan agreement. We handle all paperwork with LTA and your bank.
4
COE Renewed!
Your COE is renewed for 5 or 10 years. Drive with peace of mind — at zero cost to you.
5,000+ Singapore drivers trust COEPLUS
LTA Compliant
Fully aligned with LTA COE regulations
100%
Secure
Your data is protected and never shared
Zero
Fees
Our service is completely free to you
Fast
Processing
COE renewal completed within 3–5 days
Premier
Partners
Access to the widest network of lenders
24/7
Support
Our team is always here to help you
LTA Compliant
Fully aligned with LTA COE regulations
100% Secure
Your data is protected and never shared
Zero Fees
Our service is completely free to you
Fast Processing
COE renewal completed within 3–5 days
Premier Partners
Access to the widest network of lenders
24/7 Support
Our team is always here to help you
COE RENEWAL LOAN
Financing your COE renewal
Renewing means paying the Prevailing Quota Premium (PQP) — a significant upfront cost. We compare COE renewal loan offers from all banks and finance companies on your behalf, at no cost to you.
- Loan amount: up to 70% of COE renewal cost*
- Loan tenure: 1 to 7 years*
- Interest rates: from 1.5% p.a. (subject to bank approval)
- No early repayment penalty (with most banks)
- Fast approval: typically within 1–3 business days
COE RENEWAL CALCULATOR
Estimate your renewal cost & monthly repayments
Rates and prices shown are indicative only. Please check with individual banks for actual rates and terms. This calculator provides estimates only and is not a loan offer.
PARTNERS
Our Partners
DBS Bank
OCBC Bank
UOB
Standard Chartered
Maybank
CIMB Bank
Hong Leong Finance
Singapura Finance
Orix Leasing
Tokyo Century
FAQ
You can renew your COE entirely online through COEPLUS in three steps: get an instant quote using our free calculator, submit your application with your NRIC and income documents, and we handle the LTA paperwork and bank financing on your behalf. Most renewals are approved within 3 to 5 working days.
Your COE renewal cost is based on the Prevailing Quota Premium (PQP) for your vehicle's category — the 3-month moving average of COE bidding prices. A 10-year renewal costs the full PQP, while a 5-year renewal costs 50% of the PQP.
A 10-year renewal costs the full PQP but spreads the cost over a longer period, while a 5-year renewal costs only 50% of the PQP upfront. After a 5-year renewal, you cannot renew again — the vehicle must eventually be deregistered.
COE renewal is our specialty, but we are equally expert in car and vehicle loans — comparing offers from the same panel of premier banks and finance companies, at no cost to you.
Ready to Renew Your COE Via SingPass?
Apply in minutes. Your details are pre-filled automatically via Singpass MyInfo. Our team compares offers from all major banks and lenders and contacts you within 1 business day. Free service, no obligation.
- Secured by Singpass NDI
- 100% Free Service
- All Banks & Lenders
- 3 Minutes to Apply
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